Set Goals, Hit Them

TL;DR

The Goals page tracks every financial target you set — savings goals, debt payoff, emergency funds. You see total saved ($55,750), total target ($37,500), overall progress (100%), and how many goals you've completed. Each goal shows its current balance, target, monthly contribution needed, and time remaining. The sidebar offers SMART goal guidance, TFSA vs. RRSP comparison, and emergency fund tips.

What You'll See

• Goals Dashboard — Total Saved ($55,750.00), Total Target ($37,500.00), Overall Progress (100%), and Completed count (2 of 4). A snapshot of how you're doing across all goals.
• Savings Goals — Individual goal cards: Europe Vacation ($12,450 of $8,000 — completed), TFSA Maxout 2026 ($28,750 of $7,000 — completed), New Laptop ($2,100 of $2,500 — 84%, 1 month left). Each shows progress bar, monthly contribution, and time remaining.
• Goal Celebrations — Completed goals show "Already achieved!" with a celebration emoji. Positive reinforcement that keeps you motivated.
• Monthly Contribution Calculator — For in-progress goals, see exactly how much you need per month to hit your target on time. "$202.92/mo needed to reach goal" with current contribution of $200.00/mo.
• SMART Goals Sidebar — Specific, Measurable, Achievable, Relevant, Time-bound — a reminder framework for setting goals that stick.
• TFSA vs. RRSP Guide — Quick comparison: TFSA for tax-free withdrawals ($7,000/yr limit, best for short-term), RRSP for tax deduction on contributions (best for retirement).
• Emergency Fund Tips — Calculate one month of essential expenses, multiply by 3 (stable) or 8 (variable income), keep in a high-interest savings account.
• Consistency Wins — $50/week = $2,600/yr. $200/month = $2,400/yr. Small amounts compound.

Why It Matters

Goals without tracking are just wishes. The power of this page is that it connects your goals to real numbers — your actual account balances, your actual monthly contributions, and a realistic timeline. When you can see you need $202.92/mo to buy that laptop in 1 month, it stops being abstract and starts being a plan.

The TFSA vs. RRSP guide is especially useful for Canadians who aren't sure where to put their savings. And the emergency fund calculator gives you a concrete number to aim for based on your actual expenses.