rogat.ai is Canada's smartest personal finance app. Connect your banks, auto-categorize every transaction, catch bill anomalies before they cost you, and get AI-powered insights to grow your wealth.
From automatic categorization to AI-powered insights, rogat.ai gives you the tools to take control of your finances.
Link your chequing, savings, credit cards, loans, and investments from any Canadian bank in seconds.
Every transaction is automatically categorized by AI with 95%+ accuracy. No more manual tagging.
Set budgets by category with rollover support. Get notified before you overspend with intelligent alerts.
Beautiful charts and trends that show exactly where your money goes. Compare month-over-month patterns.
Ask questions about your finances in plain English. "How much did I spend on dining last month?" — answered instantly.
AI reads your utility bills, detects anomalies, and alerts you when something looks wrong — before you overpay.
rogat.ai automatically downloads your utility bills, breaks them down line by line, and flags anything unusual. No more squinting at PDF invoices wondering why your hydro spiked.
Connects to your hydro, gas, internet, phone, and insurance providers. Downloads and parses every bill automatically.
AI reads every charge on your bill — base rates, delivery fees, regulatory surcharges — and compares them month over month and year over year.
Get notified instantly when a charge spikes, a new fee appears, or something doesn't look right. Catch billing errors before they cost you.
See how your bills change over time. Spot seasonal patterns, rate increases, and opportunities to save.
No complicated setup. Just connect your accounts and let AI do the heavy lifting.
Sign up with your email or Apple/Google account. Completely free — no credit card required.
Securely connect your Canadian bank accounts through our certified banking partner. Your credentials are never stored.
Transactions are auto-categorized, budgets are suggested, and personalized insights are delivered daily.
Ask anything about your money in plain English. rogat.ai understands your complete financial picture and gives you actionable advice.
Search your transactions by asking "What did I buy at Costco last Tuesday?"
Get notified about unusual spending, savings opportunities, and bill increases.
Receive personalized tips to optimize your budget and reach your savings goals faster.
We use the same security standards as Canada's largest banks. Your money data stays private, always.
AES-256 encryption for all data at rest and TLS 1.3 for data in transit.
We can only view your transactions. We can never move your money or make changes.
Your bank passwords are never stored on our servers. Authentication goes directly through your bank.
GDPR/PIPEDA compliant. Request full data deletion at any time and we'll wipe everything.
No tiers, no upsells, no credit card. Just sign up and get the full experience.
Join thousands of Canadians who are already simplifying their money with rogat.ai.