How to Move from Mint to rogat.ai

Before Mint fully shut down, it offered users the ability to export their transaction history as CSV files. This was your chance to preserve years of categorized spending data.

• If you already exported: Great — you have your historical data saved. You can reference it anytime to compare your old spending patterns.
• If you didn't export in time: Don't worry. rogat.ai will build your complete financial picture from scratch using your live bank data. Within a few days, you'll have a comprehensive view of your finances that's more accurate than what Mint ever provided.

Getting started with rogat.ai is simple and completely free.

• Go to rogat.ai and click Sign Up
• Enter your email address and create a password
• Verify your email — check your inbox for a confirmation link
• Free forever — no credit card required, no trial period, no hidden fees

That's it. Your account is ready to go. Unlike Mint, rogat.ai doesn't show you ads or sell your data to make money.

This is where rogat.ai really shines for Canadians. We support all major Canadian financial institutions and over 100 more:

• Big Five: RBC, TD, Scotiabank, BMO, CIBC
• Other majors: Desjardins, National Bank, Tangerine, Simplii Financial, EQ Bank
• Credit unions, brokerages, and more — 100+ institutions supported

rogat.ai uses Plaid for secure, read-only bank connections. This is the same technology used by major fintech companies worldwide. Your banking credentials go directly to your bank through Plaid's encrypted connection — they are never stored on rogat.ai servers.

You can link chequing accounts, savings accounts, credit cards, lines of credit, and investment accounts — all in one place.

This is where rogat.ai leaves Mint in the dust. The moment your bank accounts are linked, our AI engine (powered by Google Gemini) goes to work categorizing every single transaction.

• 95%+ accuracy out of the box — far better than Mint's rule-based system that hovered around 70%
• Understands Canadian merchants natively — Tim Hortons, Loblaws, Shoppers Drug Mart, Canadian Tire, and thousands more
• Custom categories if the defaults don't fit your lifestyle
• AI learns from your corrections over time — the more you use it, the smarter it gets

No more manually re-categorizing dozens of transactions every week. rogat.ai handles it automatically.

rogat.ai's budgeting is smarter than what Mint offered — and easier to set up.

• Auto-created budgets: rogat.ai can analyze your actual spending patterns and suggest realistic budgets for each category
• Manual control: Create budgets from scratch with monthly or custom time periods
• Smart alerts: Get notified when you're approaching your budget limit — before you overspend, not after
• Rollover support: Didn't spend your full grocery budget last month? It rolls over automatically. Mint never had this.

This is something Mint could never do. rogat.ai can actually download and parse your utility bills automatically.

• Connect your hydro, gas, internet, phone, and insurance providers
• rogat.ai fetches your latest bills and extracts the key details: amount due, due date, usage breakdown
• Get notified when bills are due so you never miss a payment
• AI detects anomalies: "Your hydro bill is 40% higher than last month" — so you can investigate before it becomes a problem

Mint only offered basic bill reminders. rogat.ai actually reads your bills and tells you what's changed.

This is the feature Mint users always wished they had. Sage is your AI financial co-pilot, available right inside rogat.ai.

• Ask natural language questions: "How much did I spend eating out in February?"
• Get proactive insights: "You're spending 15% more on subscriptions than last quarter"
• Financial planning help: "Can I afford a weekend trip to Montreal next month?"
• Sage understands your complete financial picture across all linked accounts

It's like having a personal financial advisor available 24/7 — something Mint never came close to offering.